Can I get a mortgage with bad credit?

Yes, depending on your individual circumstances. Rockstar Mortgages regularly helps clients with late payments, defaults, CCJs, or low credit scores explore mortgage options available to them, subject to lender criteria and affordability.

How much can I borrow for a mortgage?

Mortgage borrowing depends on income, financial commitments, and lender affordability assessments. In some cases, applicants may be able to borrow up to seven times their annual income, subject to individual circumstances and lender criteria.

Do you help first-time buyers?

Yes. Rockstar Mortgages works with many first-time buyers, including those with complex income, existing debts, or previous credit challenges. We help clients understand their options and guide them through the mortgage process.

Do I need a large deposit to buy a home?

Deposit requirements vary by lender and individual circumstances. Some buyers proceed with smaller deposits, while others benefit from larger ones. Rockstar Mortgages helps clients understand what may be achievable based on their situation.

Is speaking to Rockstar Mortgages considered mortgage advice?

An initial discussion helps us understand your position and goals. Mortgage advice is only provided once a full assessment has been completed and appropriate documentation has been reviewed.